Liquidity Planner
Select a period to see how much money is available now, becomes available during the period, or remains locked under each investment's rules.
Liquidity Period
Showing funds available through 10/10/2026.
Portfolio
$1,944,120
Available in Period
$701,120
Still Locked
$1,243,000
Liquidity Ratio
36.1%
Liquidity Coverage
36.1% of the portfolio is accessible by the end of the selected period under the current withdrawal and maturity rules.
Account Liquidity by Period
| Account | Type | Balance | Available | Status | Available / Maturity Date | Rule | Reason |
|---|---|---|---|---|---|---|---|
| CITI Money Market | MONEY_MARKET | $600,000 | $600,000 | Available Now | 8/11/2026 | ANY_TIME | Any-time withdrawal rule |
| Retairment | ANNUITY | $220,000 | $22,000 | Partial | 8/11/2026 | ANNUAL_ALLOWANCE | 10.0% annual allowance |
| Savings CITI | MONEY_MARKET | $18,000 | $18,000 | Available Now | 8/11/2026 | ANY_TIME | Any-time withdrawal rule |
| Insurance 1 | ANNUITY | $150,000 | $15,000 | Partial | 8/11/2026 | ANNUAL_ALLOWANCE | 10.0% annual allowance |
| Investment 6 | ANNUITY | $150,000 | $15,000 | Partial | 8/11/2026 | ANNUAL_ALLOWANCE | 10.0% annual allowance |
| Retairment | ANNUITY | $110,000 | $11,000 | Partial | 8/11/2026 | ANNUAL_ALLOWANCE | 10.0% annual allowance |
| Checking CITI | CHECKING | $11,000 | $11,000 | Available Now | 8/11/2026 | Liquid | Liquid account |
| Checking First Horizon | CHECKING | $6,000 | $6,000 | Available Now | 8/11/2026 | Liquid | Liquid account |
| Money Market First Horizon | MONEY_MARKET | $3,000 | $3,000 | Available Now | 8/11/2026 | Liquid | Liquid account |
| Checking FNB | CHECKING | $120 | $120 | Available Now | 8/11/2026 | Liquid | Liquid account |
| CD FNBC | CD | $456,000 | $0 | Locked | 12/1/2026 | AT_MATURITY_ONLY | Matures after selected period |
| Investment 4 | ANNUITY | $220,000 | $0 | Locked | 8/20/2032 | ANNUAL_ALLOWANCE | Withdrawal window outside selected period |