Master Timeline & Investment Lock Engine

See exactly when money is locked, when it becomes available, and whether your projected cash can cover expenses before each investment maturity.

Timeline Controls

Available Today
$681,000
Locked Today
$456,000
First Cash Shortfall
None
Maturities in Selected Period
$1,554,000

No Cash Shortfall Detected

Based on current recorded income, expenses, withdrawal rules, and maturity dates, FCC does not project available cash falling below zero during the selected period.

Investment Lock Schedule

InvestmentBalanceWithdrawal RuleLocked UntilLock Status
CD FNBC$456,000AT_MATURITY_ONLY12/1/2026LOCKED
Savings CITI$18,000ANY_TIME8/1/2027AVAILABLE
CITI Money Market$600,000ANY_TIME8/1/2027AVAILABLE
Investment 6$150,000ANNUAL_ALLOWANCE8/1/2027AVAILABLE
Retairment$220,000ANNUAL_ALLOWANCE8/1/2027AVAILABLE
Retairment$110,000ANNUAL_ALLOWANCE8/1/2027AVAILABLE
Investment 4$220,000ANNUAL_ALLOWANCE8/20/2032AVAILABLE
Insurance 1$150,000ANNUAL_ALLOWANCE8/20/2032AVAILABLE

Month-by-Month Cash Availability

MonthBeginning LiquidIncomeExpensesInvestment MaturitiesEnding LiquidStill LockedStatus
Aug 2026$681,000$833$11,760$0$670,073$456,000SAFE
Sep 2026$670,073$833$11,760$0$659,147$456,000SAFE
Oct 2026$659,147$833$11,760$0$648,220$456,000SAFE
Nov 2026$648,220$833$11,760$0$637,293$456,000SAFE
Dec 2026
Matures: CD FNBC		$637,293$833$11,760$456,000$1,082,367$0SAFE
Jan 2027$1,082,367$833$11,760$0$1,071,440$0SAFE
Feb 2027$1,071,440$833$11,760$0$1,060,513$0SAFE
Mar 2027$1,060,513$833$11,760$0$1,049,587$0SAFE
Apr 2027$1,049,587$833$11,760$0$1,038,660$0SAFE
May 2027$1,038,660$833$11,760$0$1,027,733$0SAFE
Jun 2027$1,027,733$833$11,760$0$1,016,807$0SAFE
Jul 2027$1,016,807$833$11,760$0$1,005,880$0SAFE
Aug 2027
Matures: Savings CITI, CITI Money Market, Investment 6, Retairment, Retairment		$1,005,880$833$11,760$1,098,000$2,092,953$0SAFE
Sep 2027$2,092,953$833$11,760$0$2,082,027$0SAFE
Oct 2027$2,082,027$833$11,760$0$2,071,100$0SAFE
Nov 2027$2,071,100$833$11,760$0$2,060,173$0SAFE
Dec 2027$2,060,173$833$11,760$0$2,049,247$0SAFE
Jan 2028$2,049,247$833$11,760$0$2,038,320$0SAFE
Feb 2028$2,038,320$833$11,760$0$2,027,393$0SAFE
Mar 2028$2,027,393$833$11,760$0$2,016,467$0SAFE
Apr 2028$2,016,467$833$11,760$0$2,005,540$0SAFE
May 2028$2,005,540$833$11,760$0$1,994,613$0SAFE
Jun 2028$1,994,613$833$11,760$0$1,983,687$0SAFE
Jul 2028$1,983,687$833$11,760$0$1,972,760$0SAFE
Aug 2028$1,972,760$833$11,760$0$1,961,833$0SAFE
Sep 2028$1,961,833$833$11,760$0$1,950,907$0SAFE
Oct 2028$1,950,907$833$11,760$0$1,939,980$0SAFE
Nov 2028$1,939,980$833$11,760$0$1,929,053$0SAFE
Dec 2028$1,929,053$833$11,760$0$1,918,127$0SAFE
Jan 2029$1,918,127$833$11,760$0$1,907,200$0SAFE
Feb 2029$1,907,200$833$11,760$0$1,896,273$0SAFE
Mar 2029$1,896,273$833$11,760$0$1,885,347$0SAFE
Apr 2029$1,885,347$833$11,760$0$1,874,420$0SAFE
May 2029$1,874,420$833$11,760$0$1,863,493$0SAFE
Jun 2029$1,863,493$833$11,760$0$1,852,567$0SAFE
Jul 2029$1,852,567$833$11,760$0$1,841,640$0SAFE
Aug 2029$1,841,640$833$11,760$0$1,830,713$0SAFE
Sep 2029$1,830,713$833$11,760$0$1,819,787$0SAFE
Oct 2029$1,819,787$833$11,760$0$1,808,860$0SAFE
Nov 2029$1,808,860$833$11,760$0$1,797,933$0SAFE
Dec 2029$1,797,933$833$11,760$0$1,787,007$0SAFE
Jan 2030$1,787,007$833$11,760$0$1,776,080$0SAFE
Feb 2030$1,776,080$833$11,760$0$1,765,153$0SAFE
Mar 2030$1,765,153$833$11,760$0$1,754,227$0SAFE
Apr 2030$1,754,227$833$11,760$0$1,743,300$0SAFE
May 2030$1,743,300$833$11,760$0$1,732,373$0SAFE
Jun 2030$1,732,373$833$11,760$0$1,721,447$0SAFE
Jul 2030$1,721,447$833$11,760$0$1,710,520$0SAFE
Aug 2030$1,710,520$833$11,760$0$1,699,593$0SAFE
Sep 2030$1,699,593$833$11,760$0$1,688,667$0SAFE
Oct 2030$1,688,667$833$11,760$0$1,677,740$0SAFE
Nov 2030$1,677,740$833$11,760$0$1,666,813$0SAFE
Dec 2030$1,666,813$833$11,760$0$1,655,887$0SAFE
Jan 2031$1,655,887$833$11,760$0$1,644,960$0SAFE
Feb 2031$1,644,960$833$11,760$0$1,634,033$0SAFE
Mar 2031$1,634,033$833$11,760$0$1,623,107$0SAFE
Apr 2031$1,623,107$833$11,760$0$1,612,180$0SAFE
May 2031$1,612,180$833$11,760$0$1,601,253$0SAFE
Jun 2031$1,601,253$833$11,760$0$1,590,327$0SAFE
Jul 2031$1,590,327$833$11,760$0$1,579,400$0SAFE